Client information
Terms of Business
About these terms
These draft Terms of Business describe the basis on which Holkate Financial Services Ltd provides services to clients. A full approved document should be inserted here or made available as a downloadable PDF.
Services
Holkate may provide advice and arrange products in the following areas, subject to its confirmed authorisation: pensions, investments, life assurance, income protection and business protection.
Charges and remuneration
[INSERT FEES / COMMISSION WORDING]. Explain whether Holkate is paid by fees, commission, or a combination, and how the client will receive specific disclosure.
Conflicts of interest
Holkate maintains procedures to identify and manage conflicts of interest. [INSERT APPROVED CONFLICTS WORDING].
Client responsibilities
Clients should provide complete and accurate information and notify Holkate when their circumstances change.